The high value of wages is influenced by the high level of living needs as well. A high standard cost of living can cause financial distress for workers. Individuals with high incomes but dont have any skill to control their financial situation can cause financial problems. Consequently, individual financial satisfaction is low. This study conducted to determine the influence between financial attitude and financial literacy toward financial satisfaction with financial management behavior as a mediating variable. The respondents are 121 workforces from companies in the Rungkut Industry area (SIER) as samples. This research using quota sampling and collecting data by online questionnaires. This study uses Structural Equation Model (SEM) and processed by AMOS 2.4. The result shows that only financial management behavior can affect financial satisfaction. Meanwhile, variable financial attitude, financial literacy can not affect on financial satisfaction. Financial attitude and financial literacy also can not affect on financial management behavior. This study indicated that financial management behavior can not mediate between financial attitude on financial satisfaction and financial literacy on financial satisfaction.

The purpose of this research is to determine the influence of income, debt, and financial literacy on financial satisfaction through financial management behaviour as a mediating variable. This causality research using per capita income data from BPS shows that Pamekasan district has the lowest per capita income so that Pamekasan district as an object with a total sample of 193 respondents by offline questionnaire. Using SEM techniques and processed with AMOS tools, the conclusion is that only financial literacy influences financial management behaviour because of their high savings awareness. Income does not influence financial satisfaction because even their income is high enough, but they still have high debt. Debt does not affect financial satisfaction because having debt does not necessarily cause financial anxiety. Some respondents have debt and have financial satisfaction, but some do not. Financial literacy has no influence on financial satisfaction but influences financial management behaviour, and financial management behaviour has not been able to meditate because their saving behaviour is unable to increase their satisfaction

Marketing strategies change as technology develops. Marketers are demanded to be more creative in continuing to market their products so they will not be outdone by the times, fashion products are no exception. Giyomi is a local fashion brand that utilizes marketing with digital marketing using celebrity endorsers and offline marketing using sales promotions by holding bazaar tours and giving discounts for its products. however, this is still lacking interest among Y and Z generations because these generations prefer to use foreign brands such as ZARA and H&M. This research design to determine the effect of sales promotion and celebrity endorser on purchasing intentions on local fashion brands Y and Z generations (Study on the Giyomi brand). The sampling technique of this research used judgmental sampling and snowball sampling. The target population is generation Y and Z with criteria that use Instagram social media, of course, with a personal account that has followed Giyomi's Instagram account and knows Giyomi's promotion and celebrity endorser contained on Instagram social media. The number of samples of this study was 110 people. The results of this study indicate there is a significant positive influence between sales promotion and celebrity endorsers on purchasing intentions on local fashion brands Y and Z generations.

The purpose of this study is to determine the effect of attitude toward behavior, subjective norm, perceived behavioral control, and risk tolerance on investment intention of Surabayanese in peer to peer lending. This study is conclusive causality research with quantitative research data using a purposive sampling method and a random sampling method to get samples. Data in this study obtained by a questionnaire with a Likert scale. The sample used in this study were 200 Surabayas workforce. The analysis method used is multiple linear regression analysis using the SPSS program. The result is based on hypothesis testing that shows that attitude toward behavior and risk tolerance significantly influences investment intention. While the subjective norm and perceived behavioral control do not affect investment intention. It is because of the distribution respondents that dominated by young people that have age between 18-25 years. The respondents have a low belief in their social relations. It was also caused by respondents who have less information about fintech P2P lending which come up in Indonesia in 2016 and classified as a new type of investment.

The aim of this research was to explore burnout, work engagement, and job demand among debt collector workers. The total available population of employees (N= 32) Consumer Collection and Remedial Unit Bank Tabungan Negara Cabang Surabaya participated in this study. Utrecht Work Engagement Scale, Maslach Burnout Inventory and Job demand scale were used as measuring instruments. Partial Least Square (PLS) and supported by SmartPLS 3.0 software were used as a statistical analysis. The result showed that job demand has significant positive effect on work engagement and burnout. On the contrary, burnout has no significant effect on work engagement and cannot mediated the effect of job demand on work engagement. Improved job resources and managing challenge demands are offered as recommendations to improve employee engagement.

This research is to explain the influence of BI Rate, Exchange Rate, Inflation, Crude Oil Price, and World Gold Price toward Composite Stock Price Index (CSPI). Type of research used in causality research with a quantitative approach. The sample was based on monthly time series data from January 2016 until December 2019, using a full sampling method that consists of 48 samples. This research used a multiple linear regression method. The value coefficient of determination (R2) is 0,209, means the independent variables BI Rate, Exchange Rate, Inflation, Crude Oil Price, and World Gold Price explain the dependent variable Composite Stock Price Index (CSPI) up to 20,9% and the remaining 70,1% explained by the other. Simultaneous test result (F test), indicating that BI Rate, Exchange Rate, Inflation, Crude Oil Price, and World Gold Price has a significant effect on the Composite Stock Price Index (CSPI). Partial test result (t-test), indicates that BI Rate, Inflation, Crude Oil Price, and World Gold Price showed an insignificant influence on CSPI, while Exchange Rate harmed CSPI. The practical implication of this research provides information to investors to find out that variables affect toward Jakarta Composite Index (JCI).

The research aims to analyze the factors affecting capital structure with profitability as an intervening variable. Observations were made on mining companies listed on the IDX for three years (2016-2018). The theories being used in this research are the signaling theory and the pecking order theory. This type is quantitative research. The population was all mining companies listed on the IDX. The sample was determined by a purposive sampling method which was chosen based on the criteria that had been determined so that 39 mining companies were available to be studied. The research uses secondary data obtained through the IDX website. The hypothesis was tested using a path analysis technique that was carried out through a linear regression analysis test. The results that size and sales growth do not affect Profitability. Size, sales growth, and profitability do not affect Capital Structure. Profitability (ROE) cannot mediate the effect between size and sales growth to capital structure.

Bankruptcy is a condition when a company experiences insufficient funds to run its business. Prediction of potential bankruptcy is very important because of the need for early indications from banks using internal factors as well as external factors. One of them uses financial statements to minimize the risk of bank failure. This study aims to analyze the effect of Return on Assets (ROA), Capital Adequacy Ratio (CAR), Net Performing Loan (NPL), (BOPO), Firm size, Market Effect on the potential bankruptcy of the bank using the model Grover. The total population used was 45 banks and the sample taken in this study were 37 banks listed on the Indonesia Stock Exchange in the 2015-2018 period with a purposive sampling method. This research is causality research with the method of data collection using documentation, namely by taking data from the company's annual report. The data analysis method uses descriptive statistical analysis and logistic regression analysis. The results showed that the Return on Assets (ROA) ratio, Capital Adequacy Ratio (CAR), Firm size, Market Effect have a positive and not significant relationship to bankruptcy potential. Whereas the Net Performing Loan (NPL) ratio, Operational Expense to Operating Income (BOPO) has a negative and insignificant relationship to the bank's potential bankruptcy. This is because the average variable value is above the criteria of Indonesian banks, and banks listed on the Indonesian stock exchange can maintain well. This indicates that the Grover model is accurate in measuring the health of banks.

This study is to determine the effect of the exchange rate, inflation, the money supply, BI Rate, The Fed, SSEC (Shanghai Stock Exchange Composite Index), N225 (Nikkei 225), and STI (Strait Time Index) on the Composite Stock Price Index. The dependent variable is the CSPI (Y) and the independent variable of macroeconomic factors namely the exchange rate (X1), inflation (X2), money supply (X3), and BI Rate (X4), The Fed (X5), and the global index such as SSEC (X6), Nikkei 225 (X7), and STI (X8). This study implements multiple linear regression analysis methods of Statistical Package for Social Science. This study indicates that the exchange rate and the Strait Time Index influence the Composite Stock Price Index, while the inflation variable, the money supply, BI Rate, The Fed interest rate, the SSEC, and the Nikkei 225 dont affect the CSPI (Composite Stock Price Index). Inflation doesnt affect the CSPI because inflation in the research period is still relatively mild. The money supply doesnt affect the CSPI because people tend to use their money to invest in the money market rather than investing in shares. The BI rate doesnt affect CSPI because the BI Rate is not a parameter for investors in investing. The Fed doesnt affect CSPI because investors do not use The Fed Rate as a benchmark in investing. SSEC and N225 index dont affect the CSPI due to other factors outside the economy that affect the movement of the index.

This research was to determine the effects of macroeconomic and microeconomic on stock return with the exchange rate as a mediating variable on finance sectors listed on the Indonesia stock exchange in 2014-2018. The data were obtained from the company's annual financial statements on www.idx.co.id. and www.bi.go.id., then being sorted using purposive sampling techniques. The samples were 56 companies from a total of 97 companies in the finance sectors listed in the Indonesia Stock Exchange in 2014-2018. This research is explanative with the path analysis model and analyzed using smartPLS 3.0. The results indicate that the exchange rate and PBV have significant positive effects on stock return, while inflation, BI rate, ROE, and PER do not affect the stock return. It because the investors are more interested in an investment that offers higher return such as the exchange rate and have a minor risk for being bankrupt. Inflation does affect the exchange rate. Testing the indirect effects of inflation on the stock return through the exchange rate shows the results have a significant positive effect.

This research was prepared using the event study method to analyze the Indonesian capital market reaction to a political event that can be seen from differences in abnormal returns and cumulative abnormal returns of shares before and after the general election event on 17 April 2019. The observation period carried out for 11 days consisted of 5 days before the event date, one-day event date, and 5 days after the event date. The population of the data used are financial sector companies listed in the period January to April 2019 on the Indonesia Stock Exchange, then the sample was taken using a purposive sampling obtained as many as 73 of 91 companies. While the data amalgamation technique uses the Wilcoxon Signed Rank Test because the data used doesnt meet the assumption of normality. The results showed that there were no differences in abnormal returns and cumulative abnormal returns of financial sector issuers between before and after the general election 17 April 2019. Therefore, the general election 17 April 2019 didnt contain important information for market participants so the market didnt overreact.

The expansion was one or other business strategies which every company typically do to compete in the global market. The successful acquisition was assessed based on the acquiring companys financial performance ratio between before and after the acquisition. The function of this paper to analyze the financial performance of acquiring companys who perform an acquisition in 2016 period which is proxied with the ratio finance Current Ratio (CR), Debt to Equity (DER), Debt to Asset (DAR), Return on Equity (ROE), and Return on Asset (ROA). The analytical technique used was the Paired Sample T-test for normally distributed data and the Wilcoxon Sign Rank Test for abnormally distributed data. Based on the outcome of the analysis develop that companys financial performance as intended by financial ratios are Current Ratio (CR), Debt to Equity (DER), Debt to Asset (DAR), Return on Equity (ROE), and Return on Assets (ROA) not significantly different after the acquiring considered to before the acquiring. This research proves that the acquisition strategy does not always guarantee an increase in a companys financial performance after acquiring.

A brand will carry out several marketing strategies to attract consumers. especially for countries with a Muslim majority community, the product must have halal legality. There are several factors considered by consumers to choose the product purchased, among others, the existence of halal labels on packaging, emotional advertising, and diskons. The purpose of this paper is to study the effect of product labels, emotional advertising, and discount on purchasing decisions. This research is focused on consumers who have bought Chatime as a bubble drink, Muslim, aged 15-60 years old, and a final consumer. uses a nonprobability sampling technique. Questionnaires were distributed to 200 participants with Google form. Data analysis techniques using Multiple Linear Regression. The results showed that product labels, iklan emosional, and diskons had a positive effect on consumer purchasing decisions.

The purpose of this study is to identify and test the effect of career development and organizational culture on performance through job satisfaction in banking employees in the South Jakarta area. 38 employees were participating, while the questionnaire processed using Partial Least Square. The results prove organizational culture and career development can influence the level of employee satisfaction. Next, if seen from its influence on performance, only organizational culture affects, while satisfaction and career development do not affect. If based on its influence through job satisfaction, organizational culture and career development do not affect. The implication that can be practiced by companies is objectivity in promotion with based on aspects of performance and optimize organizational culture that has been applied in the company and researchers suggest that companies can create programs that can increase dedication, loyalty, and employee commitment to work such as providing rewards, providing clear career paths, and better HR management.

This research mainly explores the relationship between perceived organizational support and psychological empowerment to employee performance and organizational citizenship behavior as mediation variabel. causality research using census is type this reseacrh total of 50 employees of PT. Angkasa Pura I Juanda Surabaya participants in this study. The statistical analysis used PLS with help of smartpls 3.0 software. The result of this study explain that the perceived organizational support and psychological empowerment has a significant effect and positively to organizational citizenship behavior, perceived organizational and psychological empowerment has insignificant effect and positively to employee performance, organizational citizenship behavior has significant effect and positively to employee performance, organizational citizenship behavior as mediation has insignificant effect and positively between perceived organizational citizenshp behavior and psychological empowerment to employee performance.

Financial distress is a condition that occurs before a company goes bankrupt, so before that happens, the company needs to take actions such as good corporate governance practices. The purpose of this research is to determine the effect of the audit committee, ownership structure, and CEO on financial distress in trading, service, and investment companies listed on the Indonesia Stock Exchange for the period 2015-2018. The analysis technique used is logistic regression analysis. This type of research is quantitative by using a sample of 25 companies determined through a purposive sampling technique. The results showed that the frequency of audit committee meetings had a significant and positive impact on financial distress, and institutional ownership had a significant and negative impact on financial distress. While the other variables include: audit committee size, audit committee competence, audit committee independence, managerial ownership, family ownership, government ownership, foreign ownership, block holder ownership, and CEO's gender do not have a significant impact on financial distress. Implications of the results in this study are considering the frequency of audit committee meetings and the percentage of institutional ownership in predicting financial distress that can be used by companies and potential investors.

PT Pancapaputra Mitratama Mandiri is an authorized lubricant distributor of PT Shell Indonesia. The company was founded in 2004. The company is a distributor office of Shell Lubricants products for the industrial and transportation scope in the East Java Region. This research purposes to test and explain the impact of job satisfaction on turnover intention through organizational commitment as a mediator variable at PT Pancaputra Mitratama Mandiri. The approach adopted in this study is quantitative, while the sampling technique in this study is saturated sample with the number of all employees of PT Pancaputra Mitratama Mandiri as respondents who were taken part as many as 32 employees. Data on this research were analyzed making use of Partial Least Square (PLS) with the assistance of SmartPLS 3.0. software on the computer. The outcomes further revealed a significant negative relationship between Job Satisfaction and Organizational Commitment on Turnover Intention. The results provide a conclusion that Organizational Commitment mediates the influence of Job Satisfaction on Turnover Intention, the results discover that the Job Satisfaction has an indirect effect that is larger than the direct influence on Turnover Intention.

Before conducting tourism activities, prospective tourists will consider several factors including e-WOM, and their attitude towards tourist destinations before carrying out activities that will give rise to the intention of visiting tourist destinations. This study aims to determine the effect of positive eWOM and intention to travel to Selo Bonang Geotourism by using mediating variables from tourist attitudes. This research uses quantitative data. The sampling technique used is non-probability sampling with the type of judgmental sampling. In this study, the sample used was 220 respondents using non-probability sampling techniques. Data is processed using path analysis techniques. The results of this study indicate that positive e-WOM has a positive and significant influence on tourist attitudes, tourist attitudes have a positive and significant effect on visit intention, and positive e-WOM has a positive and significant impact on visit intention, with mediation proven partially.

Competition in the business world today is increasingly fierce in the era of globalization. Information technology can shift the way of practice and change the way of thinking in the business world. The rapid development of technology makes the economy also increasingly developing. One of them is the innovation in the field of online health services. This study aims to examine the effect of perceived ease of use and negative EWOM on purchase intentions with perceived usefulness and perceived risk as mediating variables in Halodoc health service application users in East Java. This study uses 200 samples with non-probability sampling techniques and the method used is a judgmental sampling. The data collection method is done by distributing questionnaires online. The data analysis technique used in this study is the path analysis technique. Based on the results of research conducted, it was found that perceived ease of use has a positive effect on purchase intentions with perceived usefulness as a mediating variable, and negative EWOM has no effect on purchase intentions because perceived risk does not mediate between these relationships in Halodoc health service applications. Based on these results, it is recommended that Halodoc health service application makers pay attention to the ease of use of the application and the benefits that can be felt by consumers and prospective consumers when using the application so that a positive EWOM is formed to reduce the risks that exist in the application and have an impact on purchase intentions towards health services in the application.

Financial distress causes the company to restructure or even going bankrupt. It means the prediction of financial distress is important to anticipate the occurrence of bankruptcy. This study aimed to determine the effect of financial ratios, managerial ownership, and institutional ownership on financial distress. The independent variables used in this study are the current ratio, debt to assets ratio, return on assets, total assets turnover, managerial ownership, and institutional ownership. This researchs population is sector trade, services, and investment firms listed on the Indonesia Stock Exchange in 2015-2018. It implements purposive sampling techniques and finally obtained 15 firms as samples. The research then is analyzed using logistic regression and calculated using SPSS software version 25. The result showed that debt to assets ratio had a positive significance on financial distress and return on assets had a negative significant effect on financial distress. While the other variables of total assets turnover, current ratio, managerial ownership, institutional ownership dont have a significant effect on financial distress. Therefore, the companies are expected to pay attention to increasing the value of debt to assets ratio and return on assets to avoid the possibility of financial distress.