Penelitian ini dilakukan untuk menganalisis tingkat pengaruh antara  variabel kebijakan dividen dan kemampulabaan terhadap pertumbuhan serta nilai perusahaan. Untuk keperluan pengukuran tersebut,  digunakan data keuangan dari lima perusahaan perkebunan di Indonesia yang telah go public, yaitu : PT Tunas Baru Lampung, Tbk., PT. Astra Agro Lestari, Tbk., PT. Bakrie Sumatera Plantations, TBK., PT. SMART, Tbk., dan PT. PP London Sumatera Plantations Tahun 2004 – 2014.             Target penelitian ini diharapkan mampu mengidentifikasi dan menghasilkan keluaran dalam bentuk model nilai perusahaan perkebunan dengan mempertimbangkan kebijakan deviden, pertumbuhan perusahaan, dan profitabilitas perusahaan. Yang kedua adalah mementukan faktor dominan yang menentukan nilai perusahaan pada perusahaan perkebunan. Metode analisis yang digunakan untuk menganalisis  kebijakan dividen dan kemampulabaan terhadap nilai perusahaan  menggunakan metode analisis statistik yang umum digunakan yakni, analisis koefisien korelasi (r), analisis koefisien determinasi (r2) dan analisis koefisien regresi (β). Data dianalisis menggunakan analisis regresi secara parsial dan simultan.

The purposes of this research was to analyze investment policy, the growth in sales, and operational cost efficiency to profitability of PT. Gudang Garam Tbkand PT. Ultrajaya Milk Industry & Trading Tbk. The type and source of data that used by the author are secondary data derived from the company's official website and the Indonesia Stock Exchange (www.idx.co.id). To obtain partial and simultaneous variables’ influence, analytical method was being applied. Thepartially regression analysis results for the case of PT Gudang Garam Tbk. indicates that investment policy and operational cost efficiency were not significantly affecting the company's profitability (ROA), and the growth in sales was significantly affecting the company's profitability (ROA). While simultaneously regression analyses (on investment policy and growth in sales) were not significantly affecting the company's profitability (ROA). In the case of PT. Ultrajaya Mil Industry & Trading Company, Tbk. the contradicting results were obtained, where the investment policy and operational cost efficiency were significantly affecting the company's profitability (ROA), and growth in sales was not significantly affecting the company's profitability (ROA). Simultaneously, investment policy and growth in sale), growth in sales and operational cost efficiency, were not significantly affecting the company's profitability (ROA)

The purpose of this research isto find out how the influence of customers expectation, customers value, and customers satisfaction on customers loyalty.Thevariables of expectations, value, satisfaction and loyalty of the customers will then be associated and calculated to obtain robustness of the influence. The results of the study showed that value obtained table standardized coefficients beta x1 (expectations of y (loyalty consumers) of 0,038 .X2 (a value of y (loyaltyconsumers) of 0,188 .X3 (satisfaction of y (loyalty consumers) of 0,028. The evaluation resulted from the calculation is that customers loyalty can beinfluenced by expectations, value and satisfaction of customers. The findings conclude that it is important for the marketing department to focus on developingand increasing the quality of their products and/or services to maintain a sustainable customers’ loyalty.

Corporate value is very important for a company to achieve its main objectives. Companies always want to increase their values to look expensive sothat investors are willing to invest funds in them. Increased corporate value is influenced by many factors both from fundamental factors and technical factors.Fundamental factors come from within a company such as growth opportunity, profitability, capital structure, ownership structure, and firm size. While technicalfactors come from outside the company such as volume and frequency of stock trading in the stock market. The higher the resulting factor the higher the value of the company produced.Based on the results of research and discussion it can be seen that in the results of Bootstrap Test Coefficient of Company Value Construct Line, Growth Opportunity variables measured using IOE, INVOS, PER, MBTA, and MBTE show that MBTA and MBTE have a positive and real effect on Growth Opportunity. Profitability variables measured by using ROA and ROE indicate that Profitability is influenced significantly by ROA and ROE Variable GrowthOpportunity have a positive and significant impact on company value. All exogenous variables (Capital Structure, Ownership Structure, Company Size,Trade Volume, Frequency of Trade) have no effect on Corporate Value. Corporate Value Variability can be explained by the Capital Structure, Size Ownership Structure, Trading Volume and Trading Frequency of 99.2% and the rest of 0.8% explained by other variables.

Stock price movement is a reflection of a company value caused by many factors, both of internal and external. The higher stock price means higher the company value and it will better attract the investors. Variables used in this research consist of three independent variables, they are Basic Earning Power with Basic Earning Power as the indicator, Capital Sturcture with Debt to Equity Ratio (DER) as the indicator, and Dividend Policy with Dividend Payout Ratio (DPR) as the indicator, and one dependent variable that is Stock Price. Research period is during year 2005 until 2014. Data that used in this research is quantitative data with secondary source which analysed by trend method, regression, significance F and t test, and coefficient of determination. Trend analysis is used to determine the trend of the movement of all variables during the period of year 2005 until 2014. Regression analysis is used to determine direction and influenceof the independent variables to the dependent variable. Sigificance test is used to determine whether influence of the independent variable to the dependent is significantly to α 5% (0.05). The Correlation analysis and determination is used to know level of the correlation and strength of the independent variables to the dependent variable.The trend analysis method showed that during the research period basic earning power, capital structure, and dividend policy is increase and decrease. Classic assumption test showed that all of data that used in the research was completed the requirement. The result of the research showed that partially, capital structure variable had a real influence to the company stock price. As we could see that F test point for capital structure is 4,690 andsignificance point is 0,000. Then the rest of the variables, there are basic earning power and dividend policy didn’t have real influence to the stock price. Then the result of the research showed that simultaneously, all of the variables that used in the research had a real influence to the stock price. As we could see that F test point is 21,466 and significance point is 0,000

Go public companies need capital from investors to run the company’s operating activities. The companies can sell its proprietary rights in the form of shares. Currently, shares has been viewed as an interesting instrument of investment by investors to produce quick return (realized return can be seen from historical of closing price) and represented one of the factors that motivated investor for investment. Besides from return, investor also have to calculate risks he would face, which then can be measured by observing the response sensitivitygains of a profits movement toward movement of market gains or called the beta.The purpose of this research is to attaine a beta daily shares movements, the movement of daily shares return, a beta connection daily toward shares return daily and a beta influence daily towards shares return daily. The object of thisresearch are the for LQ45 shares from February – July 2015. Methods of analysis that used in this research are correlation Rank-spearmansn to determine the connection between an independent variable with the dependent variable whether an independent variable and dependent variable associated positive or negative.Simple linear regression method is also used to determine the effect of the independent variable on the dependent variable whether positive or negative effect and to predict the value of the dependent variable when the independent variables increase or decrease with a 5% of significant level. The results concluded that the daily shares beta are significant and positive toward shares return to strength daily but the level n the medium category. This is because most of the factors that affect the return is not incorporated into the research model

This research is purposed to obtain and analyze the description of assurance, empathy and reliability implemented by the employees of KPR Bank BJB Bogor and how they partially and simultaneously affecting the customers satisfaction. This study is based on the assosiative analysis technique, where the populations are the customers of KPR Bank BJB Bogor office. The Slovin technique is used to obtain 10% sample size error of 99.33 or 100 people. To further analyze the data, descriptive and multiple linear analyses are applied.The survey result revealed that the assurance, empathy and reliability have all been implemented by the service person. Assurance, empathy, and reliability are proved to have influence on the customers’ satisfaction and are also have significant effect both partially and simultaneously on customers’ satisfaction.

Sudirman (2013:93) opined that banks are obliged to provide minimum capital as of 8 (eight) percent. This can be measured using Capital Adequacy Ratio (CAR). CAR is a ratio calculated from the amount of Bank’s capital compared to ATMR. CAR is an indicator of Bank ability to cover its depreciated assets. This is a result from loss, due to risque assets (Dendawijaya, 2005). Fund distribution to the society in the form of loans is a Bank main actitivy other than collecting the fund from third party. The increase in revenues will result in the increasing of capital, such is with an assumption that the earned revenues are reinvested into capitals. In accordance to this, then Net Interest Margin (NIM)is being used to acquire the Bank management ability in managing its productive assets in order to produce net profit. Liquidity ratios are used to measure a Bank ability in fulfilling its short term when due (Kasmir, 2009). The larger the ratios, the more liquid the assets. The relationships of capital and liquidty is firm  enough, the Bank does not need to obtain other source of capital to fulfill its short term obligations.

The purpose of this study were (1) to determine the influence of social environment on purchasing decisions of iPhone, (2) to determine the effect confidence brand on purchase decisions of iPhone users,(3) to determine the effect of brand image to purchasing decisions of iPhone (4) to determine the influence of social environment, brand trust and brand image altogether on purchasing decisions of iPhone. The respondents in this research were 100 respondents, taken from the iPhone smartphone users in the city of Bogor and the campus STIE Kesatuan. The data were then processed using SPSS, 2016.       From the analysis conducted, following results were obtained; (1) The social environment has a positive influence on purchase decisions resulted in a coefficient of 0.056 and a significance value of 0.247. (2) Trust brand has a positive influence on purchase decisions resulted in a coefficient of 0.257 and a significance value of 0.004. (3) The influence of brand image has a positive influence on purchase decisions resulted in a coefficient of 0.251 and a significance value of 0.002. (4) Social Environment, Brand Trust and Brand altogether have positive influence and significance on purchasing decisions of iPhone smartphones with significant value 0,000. Detreminasinya coefficient value of 0.369 indicates that 36.9% Social Environment variables, Brand Trust and Brand Purchase Decisions influencing variables, whereas for 63.1% explained by other variables not examined in this study

The purpose of this study were (1) to acquire the influence of packaging design to the brand image Teh Gelas, (2) to know how the influence of brand positioning to the brand image Teh Gelas, (3) to know how the influence of the strength of the brand to the brand image Teh Gelas, and (4) to find out how the effect of packaging design, brand positioning and brand strength altogether to the brand image Teh Gelas.The results showed that the determination coefficient regression model derived from the value adjusted R2 of 0,496 square. This means 49,6% Brand Teh Gelas Orang Tua Group can be explained by the variable packaging design, brand positioning and brand strength of the brand  image, while 50,4% could be explained by other variables not included in the model

Working capital in a company is very important because it pays the company’s all current liabilities, its sources can be derived from the results of the company's operations and sales profits. The higher working capital turnover, the smaller funds that are embedded in working capital to achieve sales, thus showing that the company is efficient in the use of working capital. Basic earning power describes the company's effectiveness in utilizing all sources of funds, which shows the economic profitability of the company. The purpose of this study was to determine and analyze whether or not there are relationships between working capital turnover and asset turnover total of the basic earning power. The study was conducted at PT Indofood Sukses Makmur, Tbk and PT Mayora Indah Tbk. using the simultaneous linear regression analysis as the tool for the analytical method. The research resulted that for the case of PT Indofood Sukses Makmur there is a significant relationship between working capital turnover and total asset turnover on the basic earning power. As for PT Mayora Indah Tbk. author did not find a relationship between working capital turnover and total asset turnover total on the basic earning power due the result of SPSS being not significant.

To be able to grow and thrive in running operations, companies require assets and substantial sales. Therefore, companies are faced with the problem of how to manage these assets and generate sales. Effective management and efficient assets will generate large sales, which will affect the rate of return on assets of the company. The purpose of this study is to determine how much asset management, sales and return on assets produced by PT. Indofood Sukses Makmur Tbk and PT. Mayora Indah Tbk, as well as asset management and sales effect on the return of assets at PT. Indofood Sukses Makmur Tbk and PT. Mayora Indah Tbk, with the period of 2005 through 2014. The results showed that PT. Mayora Indah Tbk. produced the highest and more stable Total Assets Turnover (TATO). The same amount of assets that can increase the sales volume of its assets when turnover increased or enlarged. PT. Mayora Indah Tbk also has a fairly steady increase in sales from year to year compared to PT. Indofood Sukses Makmur Tbk. Additionally Return on Assets (ROA) is best produced by PT. Mayora Indah Tbk which in 2009 amounted to 11.5%, a positive ROA shows that from the total assets used to operate, PT Mayora Indah Tbk. able to generate profits. The higher of ROA, the better, because this ratio indicates that the company performs its operations effectively and resulting in notable returns. The simultaneous test shows that the asset management and sales on the return of assets have no significant effect

Hedging is the one of activities is performed by a company or a bank to protect their business from the risk of changes caused by exchange rates or exchange rate fluctuations. There are some things that should be considered by companies whom often perform the transactions related to interest rate and exchange rate. For example, banks should monitor the company performance against losses caused by foreign exchange and also arrange the strategy, because it is necessary for the company to perform hedging. The research is purposed to learn how to minimize the risks of losses experienced by banks due to hedging techniques usage. The hedging techniques performed are swap and forward hedging. The method used in this study correlation coefficient and simple regression to determine the relationship between the variables in question. The result of this research shows that hedging technique in the buying and selling transactions of foreign exchange has more benefit rather than not. It can avoid the risks of transaction exposures. It can be seen from the significant level, Forward has the significant level in the amount of 0,000. It means the Forward Hedging Technique has an effect to the transaction exposure and Hedging transaction using Swap has the benefit rather than not. The significant level in the amount of 0,007 is smaller than 0,05. It means that Swap Hedging Technique has an effect to the transaction exposure. Accordingly, Forward and Swap deserve to be considered by companies or banks to avoid the risks of transaction exposures.

Investments are now much in demand by the public. Various types of investments are being offered, one of them is investment in shares. Investors expect to benefit from the investment. But selecting which stocks worth to buy requires a careful consideration concerning informations about the company’s performance. To obtain such informations, investors may access the financial statements of the company concerned. This study uses research explanation (explanation research) with quantitative approach. This method of research is used to explain the causal relationship between the variables through hypothesis testing, i.e. test hypotheses based on theories that have been formulated beforehand and then the data that has been obtained. This research was conducted by way of explaining the symptoms caused by an object of research. The analysis is partial correlation analysis and multiple linear regression analysis, where the independent variable (X1) is a bankruptcy analysis, the independent variable (X2) is the size of the company and the dependent variable (Y) is the stock return. The results showed that the variables (X1) analysis of bankruptcy does not have a significant effect on stock returns, variable (X2) the size of the company has a significant effect on stock returns. Simultaneously, both independent variables (X1) analysis of the bankruptcy and the independent variable the size of the companies (2) have an influence on stock returns.

In order to minimize the risk, every investor will diverse their investments in a portfolio. This research will form two portfolios, containing three stocks with the highest return and the lowest risks, and with the dividend for the last five years. The two methods used are Single Index Model and Markowitz. Single Index Model involving market in its process while Markowitz only considering the correlation between each stocks. Later will be shown, that both methods’ results are the same for both returns (Individual stocks and portofolio), and a slightly different result with the portofolio’s risks. This proves that the correlation between stocks are also involving in the market. Alam Sutera Realty (ASRI), AKR Corporindo (AKRA), and Global Mediacom (BMTR) are chosen as they have the highest return since 2010, while Astra Agro Lestari (AALI), Adhi Wijaya (ADHI), and Bank Negara Indonesia (BBNI), are chosen for its lowest risk for the last five years. The portfolio A’s returns, calculated with Markowitz method is 45.7% and the risk is 33.78%, and the single index model results for return is exactly the same, 45.7% while the risk is slightly different, 35.8%. The portfolio B’s return, calculated with Markowitz method is 20.7% and the risk is 27.67%, and the single index model’s result for return is exactly the same, 20.7% while the risk is slightly different, 28.24%.

Personal selling is a direct two way promotion considered more effective in product distribution, as for the final result of a promotion is product sales. Sales promotion is a direct persuasion offering incentives or extra values aimed at creating immediate sales. Purchasing decisions is a buyer’s last step to decide his or her choice to either finally purchase or not the promoted product. We used primary data in this researh. Samples are collected using Slovin’s formula. Data calculation and analysis are using SPSS, multiple linear regression and correlation. The calculation resulted a coefficient for variable X1 for the amount of =0,555. This means that for every 1 point increase in Personal selling will decrease purchasing decision for 0,555 point. While the coefficient for variable X2 is = 0,426, which means that for every 1 point increase in sales promotion will decrease purchasing decision for 0,426 point.

This research is motivated by the competitions in the field of advance technology between two vendors of mobile device, Apple and Samsung. Both have become world’s largest chip buyers during 2013. In 2012, Samsung’s Galaxy Tab experienced a notable 4 times increase in its sales world wide compared to previous year, and in Indonesia alone, Galaxy Tab has defeated the sales of Apple’s Ipad. The research is aimed to discover the influence of customers’ self awareness of the needs and motivations on buying decision. The study is conducted on users or owners of Samsung’s Galaxy Tab is Bogor, and acquired 100 respondents using sampling methods. Method of analysis used is quantitative, and all data have fulfilled validity, reliability and classical assumption tests. The variables are buying decision (X), self awareness (X1), and motivation (X2). Hipotheses tested using t-test show that both independent variables observed are positively proven of having influence on dependent variables of buying decision. Then using F test we learn that both variables are suitable to test the dependent variables of buying decisions. Reliability test value is 0.699 which is greater than 0.6 and the classical assumption test acquired show that the data is normal, and after the normality test where the Skewness and Kurtosis value is between -2 and 2. There is no heteroskedasticity, and no multicolinearity becaue VIF value smaller than 10.

The firm value is the price that a potential buyer is willing to pay if the company will be sold. This value also a benchmark for investors to invest to obtain the desired profit. Dividend policy is to determine how much of the profits will be distributed as dividend to shareholders and how much as retained earnings. Capital structure is a proposition in determining the fulfillment of company spending where the proceeds are used for a combination or mixed that is the main source comes from the company's long-term funding consists of two main sources, from within and outside the company. The purpose of this study is to determine the relationship, the relationship closeness and influence between capital structure, dividend policy as a free variable against the value of the company as the dependent variable. Capital structure with DER indicators, dividend policy proxied by payout ratio, and the value of the company proxied by two indicators namely market value and intrinsic value per share. In this study the authors perform statistical testing either partially or simultaneously. The method of analysis used in this study are the correlation coefficient analysis (R) to identify the relationship among variables. The coefficient of determination analysis (R2) to determine the closeness of the relationship between independent variables and dependent variables, and regression coefficient analysis to measure the magnitude of the influence of independent variables against dependent variables. Besides, the trend analysis of the data was conducted to determine the development of data during the research period. Significant test conducted by F test and t test. The level of significance set in this study is 10%. The analysis found several important findings. Some are such as INTP R between capital structure and share price stood at 0.690 or at the level of a strong relationship. While on SMGR R is at 0,877 or very strong. Level of significance of both companies respectively 0.058 and 0.004. Meanwhile, Figures R between capital structure and intrinsic value reached 0.306 INTP or weak and insignificant (0.461). While on SMGR reached 0,841 or very strong with significance level of 0.009.

The concept of Flower of Service was first introduced by Christopher Lovelock, a British service marketing expert. According to this concept, value is constructed by core products and supplementary services. There are two identified supplementary service, first is a supplementary service that acts as deliverer of service or aid in the usage of core products. And second is a supplementary service that strengthens and adds value to the customers. Mean while, physical evidence is recognized as one of the many factors that influence the customers to buy or use the offered services, and customers’ loyalty is a chance for the buyers to become a loyal customers and /or clients. This research is aimed to (1) find out about the influence of flower of service on customers’ loyalty, (2) to examine the influence of physical evidence on customer loyalty, and (3) to find out the influence of flower of service and physical evidence on customer loyalty. The research show that the multiple linear regression equation Y=3,786+0,482 X1+0,348 X2 which means that if flower of service is represented with 1 then the level of customers’ loyalty will increase for an amount of 0,482 and if physical evidence is 1 then the level of customers’ loyalty will increase for an amount of 0,348. The result of coefficient correlation analysis show that r = 0,642 which means that there is a significant relationships between flower of service and physical evidence on customers’ loyalty. The analysis for the coefficient determination proves that flower of service contributes 41,2% in creating customers’ loyalty and the rest of 58,8% was determined by other factors.

There is a tendency of some communities in Indonesia has always made the learning outcomes in the form of the final value to measure educational success, even being the only measure used to jasticed intelligence of a learner. Children who are considered smart and smart is just a child or children who have ranked highest. While children who have a low value is considered not successful and failed in learning. In this case, some of our communities less attention to aspects of children's behavior in the form of the attitude of honesty, hard work, creativity, independence, thinking skills and responsibilities and others. Noting the tendency of some communities, the authors saw that the assessment perenialisme still a dominant aspect in the assessment at the schools, including madrasah. This paper attempts to explore how the concept of assessment of learning outcomes perenialisme in madrasah, which is presented by first seeing perenialisme as one of the schools of philosophy of education. Next in succession, the flow is presented that supports education, orientation and model concepts relevant curriculum, policies and implementation of assessment in Madrasah