This study aims to identify the factors considered by online shop owners in choosing photo catalogue services. This research is quantitative type. This study's data sources are primary data conducted by distributing questionnaires to research respondents. This research sample is 54 online shop owners who use product catalogue photo services. This research's variables are product attributes consisting of the brand, quality, features, design, price, and guarantee. The data collection technique uses questionnaires to 54 samples of product catalogue service users. In this case, the weighting questionnaire was filled in, done with Osgood's semantic differential measurement scale. This study's data analysis techniques were factor analysis, factor feasibility test, and correlation analysis. Are six factors to consider online businesspeople using product catalogue photo services. Product quality factors include high photo resolution, proper photo brightness; the resulting photo focuses on the product and colour match. The Feature Factor includes distinctive features, exceptional light-dark levels, and distinctive themes. Design factors include photo clarity, photo editing, and ready-to-upload photos. Factors include price according to quality, affordable prices, discounted prices, and price variations. The warranty factor includes product warranty items, a money-back guarantee, and a photo re-guarantee. Promotional factors that are informative, attractive promotions, promotions that are easy to remember, service readiness, problem-solving, services that are as promised and responsive to complaints

This study aims to determine and analyze the effect of mediation variable burnout syndrome between workload on employee performance in PT. Perkebunan Nusantara X Pabrik Gula Tjoekir. This research is a type of research with a quantitative approach, with a population of permanent employees in PT. Perkebunan Nusantara X Pabrik Gula Tjoekir and the technique sampling with a sample saturated with a sample of 89 employees. The statistical analysis used in this study is Partial Least Square (PLS) analysis techniques and with software SmartPLS3. The statistical analysis tool in this study using the Partial Least Square (PLS) whit the software application SmartPLS3. The study results explained that workload has a positive and significant effect on employee performance, the workload has a positive and significant effect on burnout syndrome, burnout syndrome has a negative and significant effect on employee performance, and workload has no significant effect on employee performance through burnout syndrome. This study implies that if the company wants to improve employee performance, it must maintain environmental conditions, provide a portion of the work according to competence, control employee performance, and periodic job evaluation.

The purpose of this research is to test and analyze the role of Job satisfaction as an intervening variable between self-efficacy and employee performance. Research object at PT. Ultrajaya Milk Industry, Tbk Surabaya area, is the marketing department. Several factors that can improve employee performance are the employees' sense of security and comfort in the work environment. This research is using a quantitative approach. The population in this study are 56 employees at PT. Ultrajaya Milk Industry, Tbk in Surabaya Area. The data analysis technique used Structural Equation Model Partial Least Square with software SmartPLS version 3.0. The technique of collecting data using questionnaires and interviews. The result showed that self-efficacy has no significant effect on employee performance. Self-efficacy has a positive and significant effect on job satisfaction. Job satisfaction has a positive and significant effect on employee performance. Job satisfaction as an intervening variable affects the relationship between self-efficacy and employee performance at PT. Ultrajaya Milk Industry, Tbk in Surabaya Area, is the marketing department. This study implies that if the company wants to improve employee performance, then employee job satisfaction must be realized, maintain a comfortable work environment, and provide motivation to training to maximize and increase self-efficacy.

This study aims to determine and explain the effect of leader member exchange on employee performance through job satisfaction at PT. Berlian Jasa Terminal Indonesia. This research is a type of causal research with a quantitative approach with a population of 256 permanent employees, and the sampling technique uses probability sampling with a sample of 156 permanent employees. The statistical analysis used in this research is Structural Equation Modeling (SEM) with AMOS 23.0 software. This study indicates that the leader member exchange has a positive and significant effect on job satisfaction because there is a trusting relationship between superiors and subordinates. Job satisfaction has a positive and significant effect on employee performance because it was following company standards. Leader member exchange does not affect employee performance because it structures the performance appraisal. Job satisfaction cannot be an intervening variable between leader member exchange and employee performance due to high workload

Advances in information technology and digital-based economy expand the potential for entrepreneurship. Market segmentation becomes more extensive due to an online marketplace to sell goods and services. Online marketplace company needs an edge to compete with other similar businesses. Nyayur uses various marketing strategies to be able to compete. This study aimed to determine the influence of social media marketing, review content, and e-service quality on buying interest among users of Nyayur in Salatiga. The data is collected using purposive sampling techniques with questionnaires distributed directly to fifty users of Nyayur. The data obtained were processed using IBM SPSS statistics 25. The results showed that social media marketing, e-service quality, and content review do not influence purchase intention. This research can be an additional consideration for Nyayur.com in improving the quality of its operations, where this research provides factual evidence from consumers regarding their perception of Nyayur.com. So that this research can be used as material for monitoring and evaluation (Monev) of e-commerce platforms to improve the quality and professionalism of work, especially for Nyayur. com. Services using social media promotions can update their marketing strategy, considering that most users are housewives who do not actively use social media in the form of platforms. E-service quality can provide product consulting services for fruit and vegetables via calls or Whatsapp. Reviewing content on nyanyur.com is essential to support the progress of its performance. Consumers who provide the best reviews can be rewarded to help the nyayur.com application in the future.

Instititut Agama Islam Negeri (IAIN) Lhokseumawe is the only Islamic education campus in Lhokseumawe city, which one of its faculties is the Faculty of Islamic Economics and Business, consisting of Sharia banking and Sharia Accounting study programs. This research tries to determine factors influencing the students' decision to choose the new study program in the Faculty of Islamic Economics and Business, IAIN Lhokseumawe. This research used analysis factor methods using SPSS. The study samples are Sharia banking and Sharia Accounting students. The research results explained that the investigated two-factor groups: the first-factor group includes the place, process, physical evidence, price, product, decision, and economy. The second-factor group includes positive issues and promotion. The positive issue factor is the highest and dominated the students' decision to choose the study programs. The following factors included place, process, physical evidence, price, product, promotion, decision, and economy. Thus, there is no difference between factor 1 and factor 2 variables influencing the students' decision when choosing the departments. This research is limited to two study programs in an Islamic higher education institution. Future research can involve students' parents and compare with other study programs using other research methods to get a complete picture to deepen the factors influencing students to choose a new study program.

The increase in internet users encourages endorsers to market a product to shift to online media such as Youtube. The use of the online media Youtube by endorsers creates a unique attraction and can encourage consumers to make purchases. The purpose of this study is to determine the factors that need to be considered by marketers in marketing their products so that they can achieve a high level of consumer purchase intention. This research uses a quantitative survey method by distributing 210 questionnaires to Youtube viewers who have seen Atta Halilintar and know AHHA fashion products. Testing using structural equation models (SEM) shows the factors influencing consumer purchase intentions. The results show attitude homophily has a significant effect on endorser credibility. Attitude homophily, social attractiveness, and self-disclosure significantly affect parasocial interaction. Relationship with endorser credibility also has a significant impact on purchase intention. Social relationships have a significant effect on parasocial interactions. Interaction has a significant effect on Atta Halilintar's audience's purchase intention. This study implies that the endorsers who have the personality, credibility, and parasocial interactions that the audience likes will influence their purchase intention.

The economic growth of the food and beverage industry in East Java keeps on increasing. In 2018, Cikake was established in Surabaya, offering rice-bowl as its main product. Since 2019 Cikake has had its first outlet at a food court called Foodland Pandaan, in Pandaan, East Java. Cikake has a commitment in which every two years will open several offline stores or outlets starting from several cities around Surabaya. During two years running, Cikake's sale turnover has always fluctuated, which has drives Cikake to do promotional activities to improve Cikake's brand image and purchase intention of Cikake consumer. This research aims to determine the effect of promotional mix on purchase intention, the effect of promotional mix on brand image, the effect of brand image on purchase intention, and the effect of promotional mix on purchase intention by mediating brand image. This type of research is quantitative. The population in this research is people who have an interest in Cikake product. The sample consists of 190 respondents using the purposive sampling technique. Data analysis in the research uses Partial Least Square with SmartPLS 3.0 program to calculate data. This research indicates that brand image significantly mediates the effect of promotional mix on purchase intention. Likewise, the promotional mix significantly affects brand image. Also, promotional mix and brand image significantly affect purchase intention.

One of the business fields in the field of secondary/tertiary needs that is growing quite rapidly in Indonesia and the city of Karawang, to be precise, is the business in cosmetics. One of the cosmetic fields that are experiencing improvement is skincare. One of the marketing techniques that companies use to attract consumers is Electronic Word Of Mouth or eWOM. In addition, the factor of price discounts can also greatly influence the purchase decision of a product by potential customers and correlates with eWOM, as in e-commerce in Indonesia which always provides discount programs on specific dates. The purpose of this research is to determine whether there is a positive effect of eWOM and Discount on impulsive purchase of skincare products. The method used in this research is the quantitative research method. The data analysis process used the IBM SPSS 21 Software, which processed the data using primary data sources and a questionnaire as the instrument. The interpretation is that there is a positive influence given by two variables independent, namely Electronic Word of Mouth and Discount, on the impulsive buying process of mediheal skincare sheet masks partially and simultaneously.

Each country must pay attention to the money market or capital market to take advantage of internationalization opportunities and trade between countries in the Asian region, especially in the maritime sector. The success of the capital market in a country, especially in the maritime industry sector, is influenced by external circumstances such as macroeconomic and internal factors such as its performance. This study aims to determine the effect of macroeconomic factors on the abnormal return of shipping companies in Indonesia. Data analysis methods used to test hypotheses in research are using Multiple Linear Regression Analysis and Path Analysis. The determination of the sample in this study used a purposive sampling method. The result showed that ROE could not partially be an intervening variable between macroeconomics and abnormal return.

This research aims to test the influence of willingness to achieve lecturers' goals, needs and objectives and interpersonal relationships on the performance of millennial lecturers. The population is lecturers in a state university in Indonesia. The data analysis techniques used are multiple linear analysis and descriptive statistical analysis. The results showed that the willingness to achieve lecturers' goals, needs and objectives and interpersonal relationships had a positive and significant influence partially and simultaneously on the performance of millennial lecturers. This research is expected to be used as input for the university to pay attention and fulfil and fully support the needs of millennial lecturers to improve the performance of lecturers. | Penelitian ini bertujuan untuk menguji pengaruh kemauan untuk mencapai tujuan, kebutuhan dan tujuan dosen dan hubungan interpersonal terhadap kinerja dosen generasi milenial. Teknik analisis data yang digunakan adalah analisis regresi linear berganda dan analisis statistik deskriptif. Penentuan sampel dilakukan dengan metode slovin margins of error sebesar 10 % dari jumlah total dosen tetap PNS dan Non PNS sebanyak 249 orang dan menghasilkan sampel berjumlah 71 orang.  Hasil penelitian menunjukkan bahwa kemauan untuk mencapai tujuan, kebutuhan dan tujun dosen dan hubungan interpersonal di Universitas Sumatera Utara berpengaruh positif dan signifikan secara parsial maupun simultan terhadap kinerja dosen generasi milenial. Besarnya pengaruh variabel kemauan untuk mencapai tujuan, kebutuhan dan tujun dosen dan hubungan interpersonal terhadap kinerja sebesar 72%. Penelitian ini diharapkan dapat digunakan sebagai reprensi bagi Universitas untuk dapat memperhatikan dan memenuhi serta mendukung penuh kebutuhan para dosen generasi milenial Universitas Sumatera Utara untuk meningkatkan kinerja para Dosen. Kata Kunci: Kemauan Untuk Mencapai Tujuan; Kebutuhan dan Tujuan Dosen; Hubungan Interpersonal; Kinerja; Milenial

PP (Government Regulation) No.58 of 2005 concerning regional finance changed to PP No.12 of 2019. This research aims to analyse the influence of competence and organisational culture on employee performance through motivation at Regional Revenue Service Unit. Using a quantitative method, the population is 53 UPPD Banjarmasin 1 employees. Samples were determined using a random sampling technique for 41 UPPD Banjarmasin 1 employees. The research instrument is a questionnaire with a Likert scale—the PLS analysis technique used for data analysis. Research at the UPPD Banjarmasin 1 shows that: (1) organisational culture did not affect employees' performance; (2) competence had an impact on the employees' performance; (3) motivation did not have an impact on the employees' performance; (4) organisational culture affected motivation; (5) competence had an impact on motivation; (6) competence did not affect employee performance through motivation; (7) competence did not have an impact on the employees' performance through motivation. It implies that better organisational culture will have a more substantial impact on the behaviour of the employees and direct results on their motivation. | PP (Government Regulation) No.58 of 2005 concerning regional finance changed to PP No.12 of 2019. This research aims at analyzing the influence of competence and organizational culture on employee performance through motivation at Regional Revenue Service Unit (UPPD) Banjarmasin 1 This study used a quantitative method involving a population of 53 employees of the UPPD Banjarmasin 1. The research instrument was a questionnaire designed with an five interval based on a Likert scale. Samples were determined using a random sampling technique to 41 employees of UPPD Banjarmasin 1, Data were analyzed using the PLS analysis technique. Research at the UPPD Banjarmasin 1 shows that (1) organizational culture did not affect employees performance, (2) competence had an impact on the employees performance, (3) motivation did not hAVE an impact on the performances employees, (4) organizational culture had an effect on motivation, (5) competence had an impact on motivation, (6) competence did not have an effect on employee performance through motivation, and (7) competence did not have an impact on the employees performance through motivation.

The Bank is a financial institution that functions to accumulate and distribute funds to the public and providing other banking services. In channelling funds, banks are not protected from the internal and external risks that cause financial difficulties. This study examines the influence of RGEC factors, bank size, market value, and macroeconomic to predict financial distress using the Crisis and Default Index. RGEC factors used in this study is risk profile which is proxy by NPL and LDR, good corporate governance is proxy of the size of board directors, earnings proxied by ROA, ROE, NIM, BOPO, and capital is proxied by CAR. The variable of bank size and market value is proxied by PBV and PER. While the macroeconomic variables used are economic growth, inflation, and exchange rates. This study used 19 banks in the BUSN group as a research sample during 2015-2019. The result showed that internal factors and bank size did not significantly influence the prediction of financial distress. Market value variable proxied by PBV has a significant negative effect on the prediction of financial distress. This is important for internal bank parties to keep stock prices from falling and investors are interested in investing; PER and macroeconomic variables do not significantly affect the prediction of financial distress because good internal banking fundamentals face changes in economic conditions. There is no influence of variables with financial distress because these variables appropriate with Bank Indonesia and BUSN are implementing them correctly.

Previous research has tested the effect of cultural intelligence on voice behaviour by using transformational leadership as a mediating variable. This study presents a different perspective using the ethical leadership variable as a mediation. This study examines the effect of cultural intelligence on voice behaviour with ethical leadership as a mediating variable. Research data were collected from 492 employees of the Ministry of Justice and Human Rights of the Republic of Indonesia. The results showed that cultural intelligence significantly affected employee voice behaviour and ethical leadership, mediating cultural intelligence and employee voice behaviour. This research can be used as a reference for application in multicultural organizations, especially in voice behaviour. | Previous research has tested the effect of cultural intelligence on voice behavior by using transformational leadership as a mediating variable.. This study presents a different perspective by using the ethical leadership variable as a mediation. This study examined the effect of cultural intelligence on voice behavior with ethical leadership as a mediating variable. Research data were collected from 492 employees of the governmental organization in Indonesia. The results showed that cultural intelligence had a significant effect on employee voice behavior and ethical leadership which mediated the relationship between cultural intelligence and employee voice behavior. This research can be used as a reference for application in multicultural organizations, especially in the application of voice behavior.

Personal financial planning is essential to have for everyone to achieve their financial goals. This research focuses on the people of Kediri City because BPS data shows that the per capita income of Kediri City is the highest compared to other cities in East Java Province. This research aimed to determine the effect of self-esteem, financial literacy, income, and digital financial services on personal financial planning. This research uses the causality research method and 193 respondents as the sample with cluster sampling obtained from online and offline questionnaires. Data were analyzed using multiple linear regression and processed with SPSS. This research shows results that self-esteem and financial literacy variables have a positive effect on personal financial planning. While the variables income and digital financial services did not affect personal financial planning. The results of the research are expected to be used by the Government of Kediri City in preparing education for its people to have better personal financial planning.

A multinational company uses a determination of hedging decisions in international trade. The difference in currency values is a risk that will occur and minimize this risk using hedging. This research's independent variable is firm size, profitability, liquidity, growth opportunity, and leverage. The hedging is the dependent variable. This research used secondary data derived from annual financial reports by quantitative approach. The object used in this research is agricultural sector companies on Indonesia Stock Exchange in 2013-2019 with 11 companies as the sample. The data analysis technique used is logistic regression. This study indicates that profitability proxied by return on assets positively affects the company's hedging decisions. Meanwhile, growth opportunity calculated by using a comparison between the market value of equity and book value of equity, leverage proxied by the debt to assets ratio, liquidity proxied by the current ratio, firm size measured using the natural logarithm of total assets does not affect the company's hedging decisions. This research explains that companies with high profitability should do hedging activities to protect the company from adverse risks.

Bankruptcy is the lowest position in a company because of financial problems. This problem is due to the failure of the company's management efforts to follow up on financial problems. Using Zmijewski and Grover methods, this study chose this method because both methods have three series calculation instruments and the same ROA. Therefore, an early warning signal is needed to anticipate the bankruptcy that occurs. The population in this study includes as many as 42 companies from the banking sector listed on the Indonesia Stock Exchange in 2015-2019. By using the purposive sampling technique, a total sample of 12 banking. The data used is secondary data from the company's annual financial statements. This research was processed with SPSS to obtain the results of significant differences between the Zmijewski model and the Grover model in predicting bankruptcy in banking listed on the Indonesia Stock Exchange from 2015 to 2019.

This study aims to examine and analyze the direct effect of career development on employee turnover, the direct impact of compensation for employee turnover, the indirect effect of career development on employee turnover through employee engagement, and the indirect effect of compensation on employee turnover through employee engagement. The analytical tool used is Path Analysis descriptively using SPSS. The results are: (1) career development directly negatively and significantly influences employee turnover; (2) Compensation negatively and significantly influences employee turnover; (3) career development has an indirect negative and significant influence on employee turnover through employee engagement; (4) compensation has an indirect negative and significant influence on employee turnover through employee engagement. The company is advised to provide more access to information to all employees regarding fair promotion opportunities so that employee turnover can be further suppressed. | This study aims to examine and analyze the direct effect of career development on employee turnover, the direct effect of compensation for employees turnover, the indirect effect of career development on employee turnover through employee engagement, and the indirect effect of compensation on employee turnover through employee engagement at PT. Telkom Akses Yogyakarta. In this research, the researcher took the samples by using probability sampling method with a simple random sampling technique. The study population was all employees of PT. Telkom Akses Yogyakarta with a sample of 75 employees. The analytical tool used is Path Analysis and is done descriptively using SPSS for Windows version 20.0 software. The results were: 1) Career development has a direct negative and significant influence on employee turnover at PT. Telkom Akses Yogyakarta. 2) Compensation has a direct negative and significant influence on employee turnover at PT. Telkom Akses Yogyakarta. 3) Career development has an indirect negative and significant influence on employee turnover through employee engagement at PT. Telkom Akses Yogyakarta. 4) Compensation has an indirect negative and significant influence on employee turnover through employee engagement at PT. Telkom Akses Yogyakarta.

Married people have more needs than unmarried people, so they must manage their finances properly to achieve financial satisfaction. If married people can not manage their finance, they will felt dissatisfied with their financial condition. This situation can lead them to divorce by the economic problem. For this reason, this study aims to examine the factors that increase financial satisfaction in married people. Personal income, financial literacy, financial attitude, and financial management behavior will be examined in this study. A total of 110 married people in Surabaya with personal income and age range from 25-65 years were made into a sample in this study. This study uses multiple linear regression by using SPSS 25 program. This study found that personal income, financial attitude, and financial management behavior significantly affect financial satisfaction. While financial literacy does not affect financial satisfaction.

Firm value is the company's goal is maximizing the present value of all future shareholder profits. Observe the effect of profitability, liquidity, leverage, dividend policy, firm size, and firm growth towards the firm value of various industrial sector companies listed on the Indonesia Stock Exchange (IDX) in 2015-2019 are the aim of this research. This type of research is explanative with a quantitative approach. Price Book Value (PBV) in this research used to measure the firm value. The Sampling data used in this research is purposive sampling techniques and consisted of 12 companies of 51 companies as a population. Analysis techniques use multiple linear regression. This research gets the result that profitability, liquidity, and dividend policy have a positive significant, firm size and firm growth does not affect firm value, and then leverage has a significant negative effect on firm value.